Resources · Florida Pricing Guide · 2026
What does senior care cost in Florida?
Real monthly pricing across 18 Florida cities — transparent data from public sources, free for families.
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Frequently Asked Questions
How much does assisted living cost in Florida?
The Florida average is $5,484 per month for assisted living. Across the 18 cities in this guide, prices range from $2,900/month in Punta Gorda to $8,055/month in Gainesville.
What is the cheapest city in Florida for senior care?
Punta Gorda, in Southwest Florida, has the lowest average assisted living cost in this guide at $2,900/month. Affordability varies by region — the Panhandle and inland Central Florida tend to run below the state average, while South Florida and parts of North Central Florida run above it.
Is senior care in Florida cheaper than the national average?
Yes. Florida's average assisted living cost ($5,484/month) runs about $645/month below the national average ($6,129/month), though this varies significantly by city and region.
How much more does memory care cost than assisted living in Florida?
Memory care runs about $1,316/month more than standard assisted living in Florida on average ($6,800/month vs. $5,484/month), reflecting higher staffing ratios and secured, specialized care environments.
Does Medicare or Medicaid cover assisted living costs in Florida?
Medicare does not cover assisted living. Florida Medicaid does not pay directly for standard assisted living either, but the Statewide Medicaid Managed Care (SMMC) Long-Term Care program and the Optional State Supplement (OSS) provide funding assistance for eligible low-income seniors in participating assisted living facilities. Nursing home care is covered under traditional Medicaid for those who meet financial and medical eligibility.